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2013 300C - Looking at CT6
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92 Posts
Discussion Starter #1
2 payments left on my DTS lease, and I really want to get another GM. I really like the CTS DI AWD - hot looking, a little smaller and an opportunity to support GM (not a political statement, they happen to be a large client of ours at work.)

The issue is the lack of leasing - even with the supplier discount, I can't get into a loaded CTS without a $700ish payment on a loan. I'd really like to lease - which tilts me toward the G37 or the 3 Series. When I look at my set of (self imposed) financial constraints, I feel like there is no way to get there without captive leasing:

48 or 60 month loan term
No negative equity to roll in - I will make the last two payments on the DTS
No more than $5,000 cash down
AWD DI with a sticker around $50k
Credit score around 740
Payment of less than $600 a month

I get the fact that the market has changed a lot, but wanted to get some thoughts from the group - are you guys and gals able to make the numbers work on a new CTS? Thanks in advance.
 

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2008 Black Cherry CTS4 - FE2, J55
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205 Posts
I don't know about leasing, I never have because I typically do high mileage but if you are buying you should be able to do way better than 50k for the price. My sticker was 46, they went to 38 without much haggling at all and that was before the situation they are in now. I had 8k equity in my trade so I walked out of there paying <500 a month.

-Mark
 

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2019 CTS
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2,898 Posts
The dealer where I bought my car doesn't have GM leases anymore but they do have leases available through other sources. I think Wells Fargo was one.
 

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2014 SRX Premium w/20" chrome
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481 Posts
Have you given any thought to buying a certified, low mileage, pre-owned CTS? There's some really great deals and you'll probably make the numbers work much better. Good Luck
 

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CTS
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126 Posts
Mine brand new went from 41K to 31K no haggling, I didn't do certified pre-owned because the higher interest rate on the loan made the overall cost close to a new one.
 

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2014 SRX Premium w/20" chrome
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481 Posts
Mine brand new went from 41K to 31K no haggling, I didn't do certified pre-owned because the higher interest rate on the loan made the overall cost close to a new one.
Sounds like the OP is looking for a fully loaded CTS, which typically runs in the $50k range. At $41K, how is your car optioned out? What rebates, discounts, etc. were applied to reduce your purchase price by $10k?
 

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Cadillac
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17 Posts
Dunno about his, but with various discounts and deals going on, I can option a brand new DI PDR FE3 Y43 MN6 with Nav for about $43K all in, pre-haggle, right now. But I'll wait a minimum of 10 weeks for it, and without a lease I'm paying at least $650/mo even with a good credit score. I'm seriously considering spending half as much, setting aside another quarter for upkeep/modding costs, and just going with a well-maintained '02-03 M5.
 
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