I know 99% of them are junk and don't cover anything when the time comes, I'm trying to find something that's not $3,000 FOR 36K miles like the GMPP the dealer quoted me which is out of this world. I have 9,000 miles left on my GMPP which will last me 5 months if i'm lucky. If I did not have my GMPP the last 3 months I would have had to pay $1,496.36 in repairs but that was cut down to $400 with my warranty deductibles. I only have 52,000 miles and 3.5 more years to pay on the car so I'm gonna have at least 80k more miles on this car lol. I am very concerned at what im going to be facing after 61k miles