Like ebay auctions work, you have a deposit and then you pay..... So maybe you could work out something......
But, make sure you DONT even let the guy touch the title until he pays it off in full....... Because once his name is on the title, its fair game to him....
Maybe you could just jack up the price a little and then only have maybe 1000 left to pay......
The bank isnt going to care if you sell the car before its paid off, as long as they get their money....
But, i wouldnt get another car until you have it paid off....... That being said, you shouldnt sell it until you have it paid off..... maybe you could muster the 3000 and just pay it off at one time.... Maybe not, but it wouldnt be good to be without a car for a while (kinda hard to go look at cars without one)....