Sorry, I didn't add more info in my above post. . State Farm does NOT offer complimentary glass breakage/repair anymore as per my agent. Maybe 8 years ago they did. He suggested a local place for my fresh windshield rock chip that will only charge $20 if you are a State Farm customer. They did the chip for free. My wife works for Esurance and even she said the they no longer offer "free" glass repair/replace. It's all part of the deductible now. No more freebies.Just because you have a $1000 deductible doesn't mean they (your insurance company) won't cover glass. I have Geico and they covered my windshield when it was struck with a rock and cracked the glass. Maybe they wouldn't cover side glass though. Worth a try to ask them. Good luck.