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2008 CTS4
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91 Posts
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So I'm driving home from work, traveling on I-93 North in New Hampshire, in my 2008 Cadillac CTS. Bumper to bumper traffic moving at about 75mph. The car in front of me swerves hard to the right and all of a sudden I hear a big "BANG!". A piece of metal (I think) from a large truck that was ahead of the car in front of me crashes into the right side of my front bumper. I pulled over and took a look at the front of my car. :want::want:

A big hole in the bumper and the air duct for the front brake is dislodged. I guess this is why I have insurance.



(Yeah, it's a bad picture! My car is actually crystal red metallic)
 

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2008 Black Cherry CTS4 - FE2, J55
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2020 XT4 and 2020 C8 Corvette
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That looks like about $1200 worth (assuming there is no damage that is not visible in the photo). Bumper cover - $517; lower cover (that lip that sticks out) - $155; about $500 for painting and labor.
 

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Cadillac Technician
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I had an older V in here the other day, he ran over an "alligator" (retread) laying in the road.
Tore up the front bumper, broke the washer bottle and grille, busted the headlight, ripped the exhaust pipe off the right side, and pulled the rear bumper out. It also tore out most of the shielding under the car and one of the brake cooling ducts.
I think his estimate was around $3,000 parts and labor.

You might check your insurance policy. If you have a $500 deductible you would probably be better off paying it out of pocket and not even telling the insurance.
If you file a claim and then have to pay for it anyway you are just increasing your risk factor and probably upping your premium.
Just something to think about.
I have done that more than once. No point involving your insurance if they aren't going to pay anyway.
 
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