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2013 ctsv
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120 Posts
Discussion Starter · #1 ·
2013 silver cts-v 4door 6sp manual has polished rims ,the big sunroof, recaro seats..plus a couple of other small options like suede shifter sticker is around 72k
39 months lease with 10k a year for $718 a month with total out of pocket $3700
 

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2013 ctsv
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120 Posts
Discussion Starter · #6 ·
Usually taxes and fees. Less up front higher payment.

Unless you are in a state that pays the tax on the lease every month instead of upfront
That's correct ! The $4000 is taxes plus first month and registration fees
I'm in New York I think we pay taxes on our monthly payments

Originally I wanted an 09 i still do but I can't find any 6 speeds
 

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2011 CTS-V sedan HIS, 2012 CTS4 coupe- Her's
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317 Posts
state like florida I believe you pay tax on each month's payment, NY you pay based on the lease term.
$20k in lease payments you pay the tax on $20k, either up front or over time. I assumed a lease from someone in Florida thats how I know.
Which is another option for you nunni- check swapalease for someone who wants out of a 10 or 11, assume their lease and then buy the vehicle at the end of the term.

Is it any different than putting a large down payment on a car and having something happen to it year 2? You still get paid "book" value. I would rather have the lower payment and give a few bucks in the beginning. Personal preference really.
Rgaret what is your lease payment and what did the car sticker for?
 

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2013 ctsv
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120 Posts
Discussion Starter · #9 ·
state like florida I believe you pay tax on each month's payment, NY you pay based on the lease term.
$20k in lease payments you pay the tax on $20k, either up front or over time. I assumed a lease from someone in Florida thats how I know.
Which is another option for you nunni- check swapalease for someone who wants out of a 10 or 11, assume their lease and then buy the vehicle at the end of the term.

Is it any different than putting a large down payment on a car and having something happen to it year 2? You still get paid "book" value. I would rather have the lower payment and give a few bucks in the beginning. Personal preference really.
Rgaret what is your lease payment and what did the car sticker for?
I tried that but I seems nobody drives a 6 sp Manuel
 

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2011 CTS-V sedan HIS, 2012 CTS4 coupe- Her's
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317 Posts
took me 2 months to find the combo I wanted. There were a few minor things on the car I bought but I settled them in the first week of owning the car. Keep at it it will come along. A big thing for me is seeing the car in person, cant trust anyone these days people are usually full of shit.
 

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2012 DW CTS-V Sedan 6A Satin Black
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70 Posts
Sounds like a decent deal. Similar to what I paid last year (with taxes up front) but my monthly is slightly higher for the exact same lease terms. Looks like you have a better money factor on the lease.
 

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None
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525 Posts
RobF300 said:
state like florida I believe you pay tax on each month's payment, NY you pay based on the lease term.
$20k in lease payments you pay the tax on $20k, either up front or over time. I assumed a lease from someone in Florida thats how I know.
Which is another option for you nunni- check swapalease for someone who wants out of a 10 or 11, assume their lease and then buy the vehicle at the end of the term.

Is it any different than putting a large down payment on a car and having something happen to it year 2? You still get paid "book" value. I would rather have the lower payment and give a few bucks in the beginning. Personal preference really.
Rgaret what is your lease payment and what did the car sticker for?
My MSRP was around 73k. Cap Cost around 62k, I got the supplier discount which helped a lot. Monthly payment is $839, sign and drive, and they gave me a check to buy out the last 4 months of my BMW lease which was like $3,500. Otherwise my payment would have been around $809. The only reason I did the buyout is because if I had kept the BMW for another 4 months I would have had to buy two new tires and that would have been $1,000 so it was worth it.
 
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