KBB shows retail around 8200 on the high side, so sounds like a fair deal to me, but I would check NADA(tends be a bit higher than KBB in my experience) and look at what cars with the similar options/miles are going for in your area(check autotrader and craigslist). If that is their initial offer, there is a chance they may go up some if you can show them that similar cars are going for more money.
As far as buying it back, personally I would. You could easily part it out or sell it to someone else for more than $700 and have a little bit more money in your pocket, or you could fix it and still have a decent car to drive with money left over in your pocket. If you are ready to just move on to something else, I'd forget it and let it insurance have it.
As far as buying it back, personally I would. You could easily part it out or sell it to someone else for more than $700 and have a little bit more money in your pocket, or you could fix it and still have a decent car to drive with money left over in your pocket. If you are ready to just move on to something else, I'd forget it and let it insurance have it.