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2009 CTS-V
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92 Posts
Discussion Starter #1
As some of you may know I just picked up my '09 CTS-V two weeks ago...love it. My previous daily driver was a 2006 VW GTi (a little bit of an upgrade, huh?). So I contacted my insurance agent when I purchaed the V2 and gave her the VIN and today I find out that it will be $69 less to insure the Caddy than the VW! :thepan:

So I'm paying a little over $900 a year in Los Angeles county for the monster. I'm married with no traffic violations in the last seven years, and my insurance is with Horace Mann (an insurance company that is for citizens in the education field)...they do my house as well.
 

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CTS-V 2009 White Diamond, 996TT Silver, G35 Coupe 6mt, M45S
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413 Posts
Married, over 50. Progressive charges me $306 /6mths in Denton County,TX
100/300/100, $999 deductable.
it went up $19 over my 2003 infiniti g35 coupe 6mt.
 
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Erie Insurance, southeast Ohio, $498/year. Yup, per year. I'm 40, married and its our third insured vehicle. $1K deductible for collision. Laughed my butt off writing the check for that premium. Gotta to love that little CTS with the monster motor.
 

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2009 CTS-V , 2010 SRX 2.8T
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3,085 Posts
lol same here, i think the insurance companies dont even have a cts-v listed just a regular cts.
 

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2009 CTS-V Black/Black, manual
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1,371 Posts
State Farm seems to know what a CTS-V is. Over 50, good record, multi-coverage discount, $1000.00 deductible collision - $310.00 /6 mo. in King County, (Seattle), WA.

Rob
 

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2013 6MT V wagon, OBM, 2009 silver V sedan (traded)
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4,537 Posts
Allstate knows what a V is, as well. I'm paying around $350 in Cuyahoga County (Cleveland area), OH. I'm 40, good record, multi-policy (3 cars, house, business) discounts, and this is for $100k/$300k coverage with $500 deductible, higher than normal because of my profession. :(
 

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2010 SRX
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213 Posts
Full Coverage $1000.00 per year.
My insurance went up $80.00 per year.
I have $200 deductible. I' with Geico.
 

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09 CTS-V
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365 Posts
As I posted back in December when I got my V2 GMAC did not have the 2009 CTS-V in their system nor could they find my VIN. I was told to call back the next day in order to give them time to input the V2 into their system. When I called them back 24 hours later my premium had drop by almost $200. I laughed and asked the agent three times if they had the right car in the system and she confirmed my VIN. Sure enough when I received my paper work it has CTS-V on it, so I am pretty darn happy.
 

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2009 CTS-V
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443 Posts
Something like 350/6mths. $500/deductible. got multi-car, home insurance etc.. i'm somewhere between 30-35, i don't remember. This is with State Farm. I had to run the numbers for insurance b4 convincing myself to buy in. Once I got the numbers I was sold.
 

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2009 CTS-V , 2010 SRX 2.8T
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3,085 Posts
guess we have "sleeper" coverage. The GT-R is the highest rated for insurnace coverage- something roughly like $2500 a year :histeric::histeric:
 

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none...yet
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370 Posts
There are a number of factors for pricing insurance for a given vehicle.
Ironically, one of them is the number of doors.

A 2-door coupe version of Car X will always price higher on premiums than the 4-door version with the same powertrain...

No, I don't work in the insurance industry, but I know this to be true.

Similarly, any Camaro you buy will be steep on the premiums, irregardless of the powertrain you choose, simply because they consider it a sports car.
 
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