So, I got a check yesterday from Snake Farm (my neighbor's insurance company) for $486.00. I called them and asked what it was for. He said it was for diminshed value. I had a feeling that they were going to do this. He goes on about the "formula" which I know is not the law, but what they try to use to "diminish" their liability. I said "you're telling me that a $77,000 limited production car in perfect shape with 12,000 miles sustains $4,500 in damage requiring replacement of a quarterpanel and bumper has only lost $486 in value?" So he says, "no, I'm not telling you that, but that's the formula we use." He tells me to go get some information and he'll look at it. Great, now I have to waste my time on this! I have e-mailed one of those diminished value consultants to get some info, but the problem is that there are so few of our cars, the only sale number I'll be able to get is likely one without repaired damage. Any ideas or thoughts on what the diminshed value should be or where to get more info?