RWD 19xx-1984 DeVille and Fleetwood, 1985-1996 Fleetwood and Brougham Forum Forum for discussions regarding the rear wheel drive Pre80s-1984 DeVille and Fleetwood, 1985-1996 Fleetwood/Brougham. | Cadillac Forums: Tough Decision..... 
09-09-07, 09:10 PM
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| | | Re: Tough Decision..... Quote:
Originally Posted by Wheelman322 I wish I lived in Ga. My 78 is $1000 a year on my regular policy. Classic insurance was actually more when I quoted it last year. | That was in NY.
Go to Hagertys website, or call them up.... you might be surprised.
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09-09-07, 09:19 PM
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| | | Re: Tough Decision..... Holy sh*t. $227 for the year for the 78 and 80 combined. I got a phone call to make tomorrow. Thanks Nightwolf. | 
09-09-07, 09:22 PM
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| | | Re: Tough Decision..... Belive it or not, the 91 would also qualify for classic car insurance, so long it was driven less than 3000 miles, unless you have grundy who has no mileage limits. Personally if I had all three cars, I would keep the 78, & 80. The 91 will always be more expensive to repair versus the 78 & 80. A carbureated car with no computer and no overdrive/ lockup converter is cheaper to repair / maintain than a fuel injected car. Besides that 78, 80, 91 are all the same platform so parts will always be easy to find.
Either way, the decision is up to you.
Mike | 
09-09-07, 09:32 PM
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| | | Re: Tough Decision..... Quote:
Originally Posted by casciomichael Belive it or not, the 91 would also qualify for classic car insurance, so long it was driven less than 3000 miles, unless you have grundy who has no mileage limits. Personally if I had all three cars, I would keep the 78, & 80. The 91 will always be more expensive to repair versus the 78 & 80. A carbureated car with no computer and no overdrive/ lockup converter is cheaper to repair / maintain than a fuel injected car. Besides that 78, 80, 91 are all the same platform so parts will always be easy to find.
Either way, the decision is up to you.
Mike | TH400 has lockup.
I highly doubt the '91 would classify, I remeber checking about my '93 Coupe when I was going to get a new daily driver, must be 25 years old, and they won't cover a normal luxury car that is just put away. | 
09-09-07, 09:34 PM
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| | | Re: Tough Decision..... Quote:
Originally Posted by Wheelman322 Holy sh*t. $227 for the year for the 78 and 80 combined. I got a phone call to make tomorrow. Thanks Nightwolf. |
and YOU pick the value for the car, the higher the value, the more you pay (still dirt cheap) but in the event of an accident, you get what you said it was worth. Also IIRC thats full coverage. Not supposed to drive to work and grocery store tho, I don't remember if there is a mileage limit or not. | 
09-09-07, 10:04 PM
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| | | Re: Tough Decision..... Dump the '91. The '80s is a white Fleetwood COUPE and the '78 has all that money and time sunken into it.
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09-09-07, 10:24 PM
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| | | Re: Tough Decision..... I'm with Chad, it would be the easiest to find another 91 if you want it in the future. The 78 has been your baby and has too much into it to dump. Good luck finding another 78 you would spend as much time or money on, or love as much. The 80 is totally out of the question. The 91 is special, because of the shape its in and the wire wheels, but you'll still be able to find another good-condition 90-92 for years to come. | 
09-10-07, 02:04 AM
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| | | Re: Tough Decision..... You might also get a quote from American Collectors insurance. I've had Betty insured through them for the past seven years. Had a minor claim when I lost a hubcap; they paid the $40 for the replacement. My premium for the year is due this month, and it's all of $103 for the year.
Like Hagerty's, you get to set the insured value of your car. Also, they increase the value of your car to account for inflation. I've been pretty happy with them.
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09-10-07, 02:11 AM
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| | | Re: Tough Decision..... Rick,
I am 99.9% sure that the T400 did not ever have lockup. Although the T350 did have lockup, its model number was the THM350C. And was available somewheres around 1978-79 until the early 80's. I definately know that no cadillac models had a lockup transmission until I guess 1980-1981 when they used the 200R4 in Fleetwood, Deville models that were equipped with the 4.1 Liter Buick V6 with 4 Barrel Caurbureator. No big block Cadillac ever recieved the benefit of a lockup converter nor overdrive gears, hence the reason why they used such low ratio gears in the rear axle. Not even the 4-6-8 motors used in the Limos until 1984 recieved Lockup. | 
09-10-07, 04:22 AM
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| | | Re: Tough Decision..... I appreciate all the input. As you can imagine i've been thinking about this dillema all weekend. Still not certain what I'm going to do but the 80 defineatly has a secure place in the stable thanks to you guys. | | Cadillac Discussion Tools | | |
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