Which cost you more each month - Mortgage Payment or Healthcare Payment?
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View Poll Results: Which cost more per month? Your Medical Insurance or your Mortgage?

Voters
13. You may not vote on this poll
  • My Medical Insurance costs more than my Mortgage

    2 15.38%
  • My Mortgage costs more than my Medical Insurance

    3 23.08%
  • My job provides my Medical Insurance, so I don't care

    6 46.15%
  • I have no Medical Insurance so I don't care

    2 15.38%
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Community Lounge, Introductions and General Discussion Discussion, Which cost you more each month - Mortgage Payment or Healthcare Payment? in General Discussion; I've been hearing from folks that their healthcare is more than their Mortgage. I find that hard to believe, how ...
  1. #1
    Koooop's Avatar
    Koooop is online now Cadillac Owners Master
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    Which cost you more each month - Mortgage Payment or Healthcare Payment?

    I've been hearing from folks that their healthcare is more than their Mortgage. I find that hard to believe, how about a poll?

    ----------

    I heard some people bitching that their Medical Insurance cost more than their Mortgage. I found it hard to believe that could be possible, then I realized if it weren't for the refinance I did a few months back, that's where I would be right now. Curiosity got me.

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  3. #2
    drewsdeville's Avatar
    drewsdeville is offline Cadillac Owners Master
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    Re: Which cost you more each month, your Mortgage Payment or your Healthcare Payment?

    Not even close - my healthcare is a mere $14 per week... but with the constant attacking of the public sector, I don't expect that to last.
    CadillacLuke24 likes this.

  4. #3
    Hoosier Daddy's Avatar
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    Re: Which cost you more each month, your Mortgage Payment or your Healthcare Payment?

    Quote Originally Posted by Koooop View Post
    I've been hearing from folks that their healthcare is more than their Mortgage. I find that hard to believe, how about a poll?
    My health insurance is more than 100 times as much as my mortgage payments.
    brandondeleo likes this.

  5. #4
    talismandave's Avatar
    talismandave is offline Cadillac Owners Master
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    Re: Which cost you more each month, your Mortgage Payment or your Healthcare Payment?

    Employer covers 90% of my health insurance, so I have been lucky to not have to join the fun.
    I am waiting to see what happens in the next year or two though.

  6. #5
    Submariner409's Avatar
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    Re: Which cost you more each month, your Mortgage Payment or your Healthcare Payment?

    No possibilities in the poll for us. We have neither form of payment.

    Medicare is primary; We are both retired: Navy or Federal, so Tricare is secondary. No co-pays. Necessary prescriptions are picked up at the Naval Academy pharmacy. The mortgage was paid off 18 years early in 1999. We owe not one red cent to anyone on earth, carry NO credit card (or any sort of) debt past 30 days, and pay our electric, cell phone, gasoline and DSL bills on time. I am also retired Johns Hopkins University staff, so I get a rather handsome (if necessary) University Hospital medical benefit.
    77CDV and CadillacLuke24 like this.

  7. #6
    Kad4Life is offline Cadillac Owners Enthusiast
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    No mortgage and I'm on medicare; that being said I do pay my wife's Blue Cross and my son's to the tune of $1,200.00 a month .
    Since I live in Mass. we already have Romneycare .
    I sincerely hope that with that man in the White House's compulsory insurance law my costs won't go up too much but I am not optimistic .
    I expect the middle class will take a real screwing as usual .

  8. #7
    orconn's Avatar
    orconn is offline Cadillac Owners 10000+ Posts
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    For those with employer paid health insurance you are still paying for it (and it is expensive) you just don't see what is being charged. Health insurance has sky rocketed in price and cost in the last decades and for those that actually pay the cost themselves it could well be more expensive than ones mortgage.

    We have the most expensive healthcare system in the world, and Americans believe it to be the best healthcare in the world (this is highly debatable). American healthcare will only become more affordable if the whole system (medical, surgical, drug and private healthcare insurance industries) undergo massive changes, which is very unlikely to happen in our live times.

    The good news is that health care is there for those who really need it, the bad news is that those who can afford to pay something pay more, and the rest get a free ride from the tax and premium payer.

  9. #8
    CTSCHICK is offline Cadillac Owners Connoisseur
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    Mine went up 3 times in 2 years from $63 to $100+ right after the ACA was passed.
    I ended up gambling on demanding my company pay for all of it
    Now they pay it 100% along with my aflac

  10. #9
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    Don't have either. I'm fortunate in that I've avoided most of the physically disabling stupidity that cripples my peers. I don't have a mortgage as I can't afford a house yet, so that works. I think as far as insurance, my mom gets it through her work, so I may be covered there. When I graduate I will likely have to get something through my employer. I bet it will be real "Affordable"

  11. #10
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    Call me Canadian but how the hell can medical insurance cost more than a mortgage?

    Now that I said that, someone will post about that guy they know in Sault Ste. Marie Ontario that had to wait 14 days for a band aid.
    orconn and talismandave like this.

  12. #11
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    Re: Which cost you more each month, your Mortgage Payment or your Healthcare Payment?

    How ? The U.S., Great Britain and Canada are chasing Sweden into Socialism: Everybody pays a multitude of obvious and hidden taxes through the nose and the "government" ( our Congress) takes what they want and doles out the remainder to "recipients" in the form of "entitlements and benefits".
    Jailtime and CadillacLuke24 like this.

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    Kad4Life is offline Cadillac Owners Enthusiast
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    Every elected official should be required to pay for this scam just like the rest of us including whichever clown is in the White House .
    77CDV and CadillacLuke24 like this.

  14. #13
    Koooop's Avatar
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    Quote Originally Posted by R/T kota
    Call me Canadian but how the hell can medical insurance cost more than a mortgage? Now that I said that, someone will post about that guy they know in Sault Ste. Marie Ontario that had to wait 14 days for a band aid.
    I guess it depends where you live. Blue cross was up to $1,700 per month for my family of Four. But to really understand the cost you'd need to recognize that my co pay was $100-$150+. Plus the co pay on Meds through blue cross can be more than just buying Med out right. Then there were all the things they didn't cover or Dr.s fees were not covered for whatever reason.

    That's how.

  15. #14
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    My mortgage and health insurane monthly payments are about equal to each other.
    Sad, isn't it?
    CadillacLuke24 likes this.

  16. #15
    Aron9000's Avatar
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    Re: Which cost you more each month - Mortgage Payment or Healthcare Payment?

    IMO there are three reasons health care costs so much in this country:

    1. People who can't afford to pay for it get it for free, the costs get sent up to the middle class who take it straight in the balls.

    2. The for profit companies in all sectors of the health care industry have to answer to Wall Street. They are publicly traded companies, the shareholders demand profits and dividends, thus these companies raise prices for their goods/services/prescription drugs.

    3. These for profit companies also try to bilk the most money they can from your health insurance provider, thus your premiums go up.


    IMO the only way we are going to lower healthcare costs in this country is to eliminate people making a buck off of you getting sick or dying. That's why I'm a fan of socialized medicine, the government doesn't have an incentive to make money off your illness.
    77CDV likes this.

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