Who has received a notice from their car insurance company offering a "Drive Safe" discount ???
The way the program works is that you authorize the insurance company to use your OnStar or equivalent onboard system to monitor your location, speed, turns, stops - every part of your daily drive. Then, if you fit their definition of "Drive Safe" you get an insurance "discount" on your monthly, quarterly, or semiannual payments. This smacks of Big Brother intrusion by corporations.
BUT - suppose you hit the drag strip, the local racetrack for a 120 mph fun afternoon, or drive (with the flow) at 85 on I-95 on your way to Florida. Wanna bet your rates would go up - and the information gets fed to your state MVA ??