GMAC rep tried to arrest my STS

[93DevilleUSMC]

Here we go again. Another guy wants to break The Common-Damn-Sense-Rules-in-Life that any normal man just obeys, and we are supposed to applaud him for doing so, or care about his misery?

We don't give cookies on here.

[yourgmsolutions]

Originally Posted by hueterm

Guys, we're going about this all wrong....he needs our encouragement!! This is so he will keep hiding the car, and then become the subject of the next series of "freecreditreport.com" ads.

Instead of him living in his parents' basement or working in a seafood restaurant, they can make one about a tool who runs around trying to hide his car from the repo man. And instead of the annoying song, they can just rhyme an endless string of excuses.

And now to contradict myself, a couple of non-encouraging points geared toward the OP:

First, your criticism of anyone's usage of English (especially AMG's) is rich -- considering the rambling nature of your posts.

And what is the deal with the sarcastic references to Sarah Palin on what is supposed to be a non-political forum?? This is in addition to the completely incomprehensible nature of that paragraph in the first place.

"Discuss..."

Honestly, I am under impression that you were reading different thread, but responded in this one.
If you read post # 1 (English version) , It does say, that agreement with the rep was that I give him car back middle of this week ( witch is Wednesday). he never showed up (even after i called him), so I had to drop the vehicle at the dealership and my lawyer called GMAC and told them where they can pick up their (now) car from. and guess what, vehicle still sitting there, while my lawyer and GMAC trying to reach settlement agreement, before all this will go to court.

And now, about you accusing me of sarcastic references to Sarah Palin.
As my avatar shows, I am voting for her, If you still don't understand what I was trying to say using her phrase, ask your friends and family read it for you. If You still don't get it, it does not mean that you are not smart. It just you don't have a sense of humor. and unfortunately there is no cure for it.

[yourgmsolutions]

Originally Posted by urbanski

actually yes the bank has the right to enter your property and take back theirs. not break into a house, but they most certainly can tow from your drive

Urb, I always brake rules ( even my shrink said I am hopeless )
but I never brake only one rule
"Boss is always right" does not matter if I agree with what been said or not

and now back to the regular programm. is that true that in state of Texas, people can carry guns? and is that true you can shoot somebody there on your front yard and get away with it?

[AMGoff]

You're still accusing people of lacking English comprehension skills and yet you can't even use the word "break" properly... that's classic.

As far as your regular "program" goes... While Texas has had a long standing tradition of "shoot first, ask questions later," the newest statute known as the Castle law was enacted last year and gives property owners the right to take whatever action necessary to protect their family and property when threatened. However (or as you would probably say - "Hauevver"), you can't just shoot someone for simply being on your front yard and no other reason... You especially can't shoot a repo-man for coming to get property that isn't yours to begin with.

So Urby was right and you were once again... wrong (ie "rongg").

[submariner409]

There are more States in the Union that allow one to carry a firearm than not. If you attack someone on your front lawn (or driveway ) you had better be able to prove way beyond reasonable doubt that your life was in immediate danger.

You're wrong on your GMAC lease flap, way wrong. My guess is that you're going to come out on the short end of the stick.

[yourgmsolutions]

Originally Posted by submariner409

You're wrong on your GMAC lease flap, way wrong. My guess is that you're going to come out on the short end of the stick.

I may be wrong ( I am not an angel)
to my view, lease contract is no different then marriage contract. you got married, you agree to love each other, be honest, etc. so let say things did not work out. contract is broken both parties go to court and judge ( based on evidence provided) decides who is right and who is wrong.
many of you don't know, but GMAC has a history for being shady.
November 14 is going to be a final class action settlement at SD court ( I am part of it as well)with GMAC Mortgage (they got caught doing illegal transactions with property taxes that people paid to them into impound account maintained by GMACM ).
my lawyer said worst thing can happen in my case is that judge my say: keep the car and make your payments.

[Brett]

The problem is you could be in a "win the battle/lose the war" situation. Even if you prevail in court your credit will have the dings on it, you will not be able to remove them because they will factually be correct; you owed a payment and didnt make it.

[Jesda]

You all need to calm down. GMAC will eventually become Bank of America.

[CIWS]

Originally Posted by Jesda

You all need to calm down. GMAC will eventually become Bank of America.

That's good since BOA already has my car note.

[CIWS]

Originally Posted by yourgmsolutions

I may be wrong ( I am not an angel)
to my view, lease contract is no different then marriage contract.

A bad comparison. A good comparison would be your car note is like a lease contract for a apartment or home. They state that even if something doesn't work in the home like the A/C or whatever that is the landlord's responsibility, you do not have the right to stop paying your rent until it does or you cannot make improvements or pay for costs to the property and deduct it from the rent without prior written approval. You must abide by the terms of the contract to pay a specific amount, usually typed on that contract in very specific numbers, every term by the due date on that contract. Be it the rent, a car payment, cell phone bill, or whatever. If you do not you are in default. Any extras from either party can be disputed, but the original terms are usually, literally in black and white.

For a car that's under warranty, if you have maintenance problems that require the car to be in the shop for 2-3 weeks awaiting parts and repair, you still have the burden of making the car payment on that car even though the issue is not your fault. You have to fulfill your side of the agreement despite any problems or disputes that crop up and may need to be solved separately.

[dkozloski]

Originally Posted by CIWS

A bad comparison. A good comparison would be your car note is like a lease contract for a apartment or home. They state that even if something doesn't work in the home like the A/C or whatever that is the landlord's responsibility, you do not have the right to stop paying your rent until it does or you cannot make improvements or pay for costs to the property and deduct it from the rent without prior written approval. You must abide by the terms of the contract to pay a specific amount, usually typed on that contract in very specific numbers, every term by the due date on that contract. Be it the rent, a car payment, cell phone bill, or whatever. If you do not you are in default. Any extras from either party can be disputed, but the original terms are usually, literally in black and white.

For a car that's under warranty, if you have maintenance problems that require the car to be in the shop for 2-3 weeks awaiting parts and repair, you still have the burden of making the car payment on that car even though the issue is not your fault. You have to fulfill your side of the agreement despite any problems or disputes that crop up and may need to be solved separately.

In addition, in any dispute, what is written on the contract supercedes anything that might have transpired verbally or changed the circumstances. Even dying will not get you off the hook for the debt.

[urbanski]

the estate's assets will stand good for the debt

[lawfive]

Wow... fun stuff!

[yourgmsolutions]

Originally Posted by CIWS

A good comparison would be your car note is like a lease contract for a apartment or home. They state that even if something doesn't work in the home like the A/C or whatever that is the landlord's responsibility, you do not have the right to stop paying your rent until it does or you cannot make improvements or pay for costs to the property and deduct it from the rent without prior written approval. You must abide by the terms of the contract to pay a specific amount, usually typed on that contract in very specific numbers, every term by the due date on that contract. Be it the rent, a car payment, cell phone bill, or whatever. If you do not you are in default. Any extras from either party can be disputed, but the original terms are usually, literally in black and white.

For a car that's under warranty, if you have maintenance problems that require the car to be in the shop for 2-3 weeks awaiting parts and repair, you still have the burden of making the car payment on that car even though the issue is not your fault. You have to fulfill your side of the agreement despite any problems or disputes that crop up and may need to be solved separately.

You are 100% correct. I must admit I handled it wrong. O well.
Agreement was reached,everybody happy. I am loosing only few credit points (late payments), but it's not a big deal.

[dqw1]

...so did you get to keep the car?