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Cadillac Forums: Small Businesses and Credit Cards...
Since I work as an independent contactor for a limo company, I let them do all the dirty work. They get the business, send receipts and process payments. And while I'm certainly not looking to break away right now, I am taking on a little extra where I can.
So, for any businesses out there, how do you process CC payments? What machines and/or services do you use?
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So they were a generation late...
Since I work as an independent contactor for a limo company, I let them do all the dirty work. They get the business, send receipts and process payments. And while I'm certainly not looking to break away right now, I am taking on a little extra where I can.
So, for any businesses out there, how do you process CC payments? What machines and/or services do you use?
Do a Google on credit card processing services.
You'll probably wind up going through a middleman and they'll want you to put up recourse money and a sizable percentage to handle it for you; especially if you have no track record.
I'm not sure if this will help - but you should be able to get setup with your bank. I had a credit card machine for a business years ago. I received it through the bank I had the business account with.
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US might be different, we originally set up through our bank. They charged 3% I think. Then I had a Chamber of Commerce membership and through them it was 2.5%. We were using a hand held machine and run a roller over the card to do a bill. Now we have an electronic device hooked to phone line and all we do is swipe the card and it does authorization etc. I think it is through Monaris.
Check out www.monerisusa.com to get more info. It allows us to do Mastercard, visa and Amex.
we do ours online....no swiping, can't remember the name of the place now...anyways, if you don't need a machine to charge things instantly paypal is fairly competitive but again can only be done online...if you've got a pda/laptop with internet access this may not be a problem...otherwise the swipe machines can get kinda pricey with lease fees and all....only other thing I can think of is nextel sells a swiper add on for some of their phones.
we do ours online....no swiping, can't remember the name of the place now...anyways, if you don't need a machine to charge things instantly paypal is fairly competitive but again can only be done online...if you've got a pda/laptop with internet access this may not be a problem...otherwise the swipe machines can get kinda pricey with lease fees and all....only other thing I can think of is nextel sells a swiper add on for some of their phones.
Yeah, I've seen the CC swiper for phones. I'll have to check that out too...
