OffThaHorseCEO
11-07-06, 12:06 PM
when someone disputes a somethin what happens
i heard somethin about 30 days to respond but he hasnt gotten anything in the mail or had any other kind of contact. he swears he doesnt know what it is either heres how it looks on his credit report
https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Date Opened:
12/2002
Type:
Installment
Credit Limit:
$x Date of Status:
06/2004 Terms:
1 Months High Balance:
NA Reported Since:
06/2004 Monthly Payment:
$0 Recent Balance:
$x Last Reported Date:
10/2006 Responsibility:
Individual Recent Payment:
$0 https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Your Statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act) https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Account History:
Collection as of Oct 2006, Sep 2006, Jul 2006, May 2005 to Jun 2006, Mar 2005, Jan 2005, Dec 2004, Nov 2004, Sep 2004, Aug 2004, Jun 2004
so it said it was disputed but whats that second line mean
i heard somethin about 30 days to respond but he hasnt gotten anything in the mail or had any other kind of contact. he swears he doesnt know what it is either heres how it looks on his credit report
https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Date Opened:
12/2002
Type:
Installment
Credit Limit:
$x Date of Status:
06/2004 Terms:
1 Months High Balance:
NA Reported Since:
06/2004 Monthly Payment:
$0 Recent Balance:
$x Last Reported Date:
10/2006 Responsibility:
Individual Recent Payment:
$0 https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Your Statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act) https://annualcreditreport.experian.com/AnnualCreditReport/images/bg_spacer.gif
Account History:
Collection as of Oct 2006, Sep 2006, Jul 2006, May 2005 to Jun 2006, Mar 2005, Jan 2005, Dec 2004, Nov 2004, Sep 2004, Aug 2004, Jun 2004
so it said it was disputed but whats that second line mean