Driving home a few hrs ago, and as i turn onto my street, a truck is coming toward me, but halfway in my lane. So i swerve to the right to avoid him. Well as i swerve back onto my lane (he keeps driving), the back tires had lost traction, and so i swerve to the left, and the rear end keeps traveling. I do a 270, and plough through a (full) ditch, into a fence.
Here's the funny part. My neighborhood is rural - there's hardly ever a car that drives through it, so when it's raining or the roads are wet i usually turn stability control and T/C off, just so i can spin out a little bit (always stay in my lane, just let the back tires slide a foot or so). Well it's a good thing i had it off, because if i'd tried the above manuever with T/C and Stability control on, as soon as my wheels spun, T/C would have put me in limp mode, and that truck would have hit me head on (i think).
So at least i'm thankful for small mercies...
Anyway, the back is scratched a little (the fence post is down), but the scratches are on the back right of the bumper. Also when the tow truck driver pulled me out he cracked the front bumper (sigh), but the bumper was dug into the dirt, so i really don't see how else he could have lifted me out anyway.
I'm just praying when I call insurance tomorrow to file the claim that my premium isn't going to go way up. I mean i could have hit the truck head on and done $15,000 to my car and god knows how much to his. And that's physical injury aside. Hopefully they realize that and cut me a break
I don't think it would cost more than $1500 to fix outright anyway.
Thoughts?
Still... =(
Here's the funny part. My neighborhood is rural - there's hardly ever a car that drives through it, so when it's raining or the roads are wet i usually turn stability control and T/C off, just so i can spin out a little bit (always stay in my lane, just let the back tires slide a foot or so). Well it's a good thing i had it off, because if i'd tried the above manuever with T/C and Stability control on, as soon as my wheels spun, T/C would have put me in limp mode, and that truck would have hit me head on (i think).
So at least i'm thankful for small mercies...
Anyway, the back is scratched a little (the fence post is down), but the scratches are on the back right of the bumper. Also when the tow truck driver pulled me out he cracked the front bumper (sigh), but the bumper was dug into the dirt, so i really don't see how else he could have lifted me out anyway.
I'm just praying when I call insurance tomorrow to file the claim that my premium isn't going to go way up. I mean i could have hit the truck head on and done $15,000 to my car and god knows how much to his. And that's physical injury aside. Hopefully they realize that and cut me a break
I don't think it would cost more than $1500 to fix outright anyway.
Thoughts?
Still... =(