yup.....Your taking about 40w PEAK and going to send it to aftermarket speakers that need about 65RMS(constant) or about 120w peak...and your going to find that you wont be able to turn up your system as loud as you would like...why? because with not giving the speakers the power they need, they will distort as you turn the volume up...then you will blow them...power doesnt blow speakers, distortion does
Well then you ask, why dont I just get a lower wattage speaker? Even the cheapest Jensens for $20 from the fleamarket require more power and are better than what you have in there. The difference is that the stock speakers are matched with the wattage of the amp, so they sound good together.
If you dont want to run an amp, I would get a set of Infinity Kappa series speakers. The will sound better than stock and they have a high DP rating meaning they utilize the power they get better, and sound louder....so even at the lower volumes, they will be louder.
I would honestly just amp it....if you dont have the money, get some good speakers, save your money, and then amp it
Hope that helps