GM Extended Family Card vs. GM Flexible Earnings Card

[RQFinMD]

Ever heard of a non-GM employee getting approved by HSBC for the GM Extended Family Card instead of the GM Flexible Earnings Card (why would they do that)?

Also, I understand the Extended Family card only has a 1% redemption earnings rate (not capped) and the Flexible Earnings card has 3% (but capped at $1,000.00 max). I guess it depends on one's perpective which is better, huh...

[Zymurgy]

The GM Extended Family Card earnings can be used in conjunction with both GMS (Employee) and GMU (Supplier) pricing. Other GM cards cannot. So, if you are eligible for either Employee or Supplier pricing (I'm actually eligible for both), the Extended Family Card make sense.

[jpenn]

I just received the HSBC flexible earnings card. Does this apply to the CTS? I thought I read somewhere that GM was not honoring it because of the popularity of the CTS.

[Zymurgy]

Originally Posted by jpenn

I just received the HSBC flexible earnings card. Does this apply to the CTS? I thought I read somewhere that GM was not honoring it because of the popularity of the CTS.

Yes, the GM Flexible Earnings card can be used for the purchase of a CTS:

Cadillac.....Model.....Redemption Allowance
Luxury
2008....Cadillac CTS............$1,000
2008....Cadillac DTS............$2,000
2008....Cadillac STS............$2,000
2008....Cadillac STS-V..........$2,000
SUV
2008....Cadillac Escalade.......$1,500
2008....Cadillac Escalade ESV...$1,500
2008....Cadillac Escalade EXT...$1,500
2008....Cadillac SRX Crossover..$2,000
Sport
2008....Cadillac XLR Roadster...$2,000
2008....Cadillac XLR-V..........$2,000

[caddycruiser]

Originally Posted by jpenn

I just received the HSBC flexible earnings card. Does this apply to the CTS? I thought I read somewhere that GM was not honoring it because of the popularity of the CTS.

Yes, it certainly does apply. The only restrictions are max allowances on different vehicles, as shown above.

Has no actual bearing on the dealer because it's bonus "money" right from GM and the GM card, and they just login to the system, see what it is, and apply that to whatever deal you've made with them and are reimbursed though the typical auditing/accounting like rebates go through.

[RQFinMD]

Thanks, guys...

[jpenn]

Originally Posted by caddycruiser

Yes, it certainly does apply. The only restrictions are max allowances on different vehicles, as shown above.

Has no actual bearing on the dealer because it's bonus "money" right from GM and the GM card, and they just login to the system, see what it is, and apply that to whatever deal you've made with them and are reimbursed though the typical auditing/accounting like rebates go through.

Thanks, I'll start using tha card right away.